العدد_09

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وسائل الدفع الالكتروني -دراسة قياسية لبنك القرض الشعبي الوطني-
(Université de M'sila, 2013) طويطي, مصطفى
The banking activity is no Longer limited to playing the role of intermediary between the people and organizations that are in surplus and deficit of funds, but the need to develop means to link them by taking advantage of developments affecting communications where rapid exchange of data processing in order to get trust and satisfaction of customers. Thus, providing means characterized by speed and accuracy in performing financial transactions (withdrawal, payment, transfer, etc.). And as a result has been the development of electronic methods based on electronic processing of financial data. Among these we find the credit card issued by one of the specialized institutions for financial or banking institution. Making it available to its customers in a way that reflects the cash account balance in the form of digital data to enable it to pay its dues, or paying an obligation through electronic check which is intangible by nature.