نحو تعزيز دور البنوك الإسلامية في تمويل المؤسسات الصغيرة والمتوسطة - دراسة حالة بنك البركة الجزائري-
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Date
2011
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Abstract
Small and medium enterprises play
important and key roles in economic
development strategies in most countries
of the world, providing job opportunities,
making investment costs low and
maximizing the use of local materials,
and contributing in satisfying the needs
of some of the large-scale industries,
both in raw materials or providing them
the services. Finance is considered to be
one of the significant obstacles. The
owners of these enterprises are generally
neither craftsmen nor professionals, they
don’t have sufficient fund to enable them
establish their enterprises such as getting
loans.
The method of Islamic Finance
System plays important roles in the
economies of developing and developed
countries alike. Countries facing
problems of unemployment, poverty, and
development issues often are aided by
this system as this method includes the
use of available funds into the real
projects (which is not achieved by other
conventional methods in which the funds
are used in the needs other than those
projects for which the funding was
made).
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Keywords
Islamic Banks, Small and medium Enterprises, Islamic Finance.